What is not considered an Unauthorized Transaction The following are NOT considered Unauthorized Transactions: For example, if someone steals your password, uses the password to access your PayPal account, and sends a payment from your PayPal account, an Unauthorized Transaction has occurred. What is an Unauthorized Transaction An "Unauthorized Transaction" occurs when a payment is sent from your PayPal account that you did not authorize and that did not benefit you. When this protection applies, PayPal will cover you for the full amount of the unauthorized activity as long as you cooperate with us and follow the procedures described below. PayPal will protect you from unauthorized activity in your PayPal account. You should review these transaction notifications to ensure that each transaction was authorized and accurately completed. PayPal will notify you of each transaction by sending an email to your primary email address on file. Protection from Unauthorized Transactions To protect yourself from unauthorized activity in your PayPal account, you should regularly log into your PayPal account and review your PayPal account statement. If the unauthorized transfer is a result of a POS transaction through a MASTERCARD Debit Card, your rights are described in the Debit MASTERCARD Agreement and Disclosure. If you believe that your Card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: (000) 000-0000 or (000) 000-0000 or write to: Home Town Federal Credit Union 0000 Xxxx Xxxxxx Xxxxxx Xxxxxxxx, XX 00000 *Note. If a good reason (such as long trip or hospital stay) kept you from telling us, we may extend the time periods. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. Also, if your statement shows transfers that you did not make, tell us at once. If you do NOT tell us within two (2) business days after you learn of the unauthorized use of your account or access code, and we can prove that we could have stopped someone from accessing your account without your permission if you had told us, you could lose as much as available by law. If you tell us within two (2) business days, you cannot lose more than fifty dollars ($50.00) if someone accesses your accounts without your permission. You could lose all the money in your account (plus your maximum overdraft line of credit). Telephoning is the best way of keeping your possible losses down. Tell us at once if you believe your Card or any access code has been lost or stolen or if you believe that an electronic fund transfer has been made without your permission using information from your check.
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